Merchant processing rates will vary in cost depending on your risk profile as well as type of industry and volume. Rates typically start at 3.75%, however the final rate is determined by type of industry, volume and history. International merchants processing high volumes may qualify for lower rates. In order to set your processing rates, our risk department will study a number of factors including your processing history, credit rating, volume, average and high sale prices, location, merchant category and others. In order to secure the best possible rate for your business, the more information about your business and background that you can provide to us, the more likely we are to offer you the best possible rates, and ultimately improve your bottom line.